Ohler Insurance Services
Roofing Contractor Insurance
Roofing contractors perform critical work at significant heights, navigating unpredictable weather while protecting the structures that house everything valuable inside a building.
Coverage needs can vary significantly based on residential versus commercial contracts, tear-off operations versus simple repairs, and the specific types of roofing systems being installed.
Coverage Considerations for Roofing Contractors
General Liability
General liability for property damage and bodily injury related to roofing work
Workers' Comp
Workers' Compensation for crews working at height and on steep pitches
Commercial Auto
Commercial auto for trucks and trailers essential to your roofing operations
Tools & Equipment
Tools and equipment coverage for roofing tools and specialized safety gear
Bonding
Bonds where required by project owners or municipalities for specific contracts
Commercial Property
Commercial property if the business maintains a yard, shop, or physical office