Ohler Insurance Services
painting contractor insurance
Painting contractors work in finished spaces and around client property. Risks like overspray, spills, and ladder work are daily realities that require specialized protection.
Coverage needs vary based on interior vs. exterior work, residential vs. commercial projects, and your specific workforce structure.
Coverage Considerations for Painting Contractors
General Liability
Protection against paint spills, overspray, and accidental damage to finished surfaces or client property.
Workers' Compensation
Essential coverage for painters working on ladders and scaffolding, covering medical costs and lost wages.
Commercial Auto
Insurance for vans and trucks carrying paint, supplies, and heavy equipment to various job sites.
Tools & Equipment
Coverage for high-grade sprayers, industrial ladders, and other essential gear against theft or damage.
Bonds
Surety bonds often required by commercial contracts or local licensing rules to guarantee performance.
Commercial Property
Protection for your shop, office, or storage space where paint inventory and equipment are managed.