Ohler Insurance Services
Specialized Coverage
electrical contractor insurance
Electrical contractors work with live power, complex systems, and large-scale projects that directly affect the safety of people and the integrity of property. Managing these unique risks requires authoritative insurance solutions.
Your coverage needs vary significantly based on whether you handle residential or commercial work, service calls versus new construction, and the specific high-voltage projects you manage.
Coverage Considerations for Electrical Contractors
General Liability
Protects your business against claims of property damage or bodily injury resulting from your electrical installations or service work.
Workers' Compensation
Essential coverage for electricians who face daily risks working on ladders, in lifts, and within confined electrical utility spaces.
Commercial Auto
Insures the service vans, trucks, and specialized vehicles your team relies on to reach job sites and move equipment safely.
Tools & Equipment
Coverage dedicated to the high-value meters, specialized tools, and technical gear that electrical contractors use every day.
Surety Bonds
Meeting the requirements of project owners and municipalities through performance, payment, and license bonds.
Commercial Property
If your business operates from an office, central shop, or warehouse, this coverage secures the physical structure and assets within.
