Ohler Insurance Services
plumbing contractor insurance
Plumbing contractors face unique risks related to water damage, leaks, and work performed inside homes and commercial buildings.
Coverage needs can vary based on service work vs. new construction, residential vs. commercial, and the size of your crew.
Coverage Considerations for Plumbing Contractors
Navigating insurance doesn't have to be complicated. Here is a plain-English look at the primary coverages that help protect your plumbing business, employees, and property.
General Liability
Protects your business if your work causes property damage or if someone is injured on the job site.
Workers' Comp
Essential coverage for medical expenses and lost wages if an employee is injured while working on a project.
Commercial Auto
Coverage for service trucks and vans used to transport tools, crew members, and parts to jobsites.
Tools & Equipment
Protects your specialized plumbing tools and high-value gear from theft or damage while in transit or at the site.
Contract Bonds
Surety bonds often required by local rules or specific contracts to guarantee work performance and compliance.
Commercial Property
Coverage for your physical office location, shop, or storage yard, including signage and inventory.